| Limits and fees - The following fees may be assessed against your account and the following transaction limitations, if any, apply to your account | |
|---|---|
| Wire Transfer - Incoming - Credit To An Account | $20.00 |
| Wire Transfer - Outgoing | $25.00 |
| *Foreign | $75.00 |
| Stop Payment - Electronic Fund Transfers | $25.00 |
| Stop Payment - Check | $25.00 |
| Stop Payment - All Items | $25.00 |
| Special Statement Cutoff | $2.00 |
| Safe Deposit Box Drilling | Actual Cost at Time of Drilling |
| Safe Deposit Box Replacement Key | Actual Cost at Time of Replacement |
| Safe Deposit Box Annual Rent | Varies |
| *Annual fee varies depending on box size | |
| Replace Debit Card or PIN | $10.00 |
| Replace ATM Card or PIN | $10.00 |
| Overdraft/Non-Sufficient Funds Daily Maximum | $150.00 |
| *NSF is an abbreviation for non-sufficient funds | |
| *This fee applies to overdrafts created by check, in-person withdrawal, ATM withdrawal, or other electronic means, as applicable. A re-presented item could result in multiple fees. We may charge you an NSF fee each time a payment is presented if the amount of money available in your account is not sufficient to cover the payment, regardless of the number times the payment is presented. | |
| Overdraft (each item paid) | $25.00 |
| *This fee applies to overdrafts created by check, in-person withdrawal, ATM withdrawal, or other electronic means, as applicable. | |
| Non-sufficient Funds (each item returned) | $25.00 |
| *NSF Is and abbreviation for non-sufficient funds | |
| *This fee applies to overdrafts created by check, in-person withdrawal, ATM withdrawal, or other electronic means, as applicable. A re-presented item could result in multiple fees. We may charge you an NSF fee each time a payment is presented if the amount of money available in your account is not sufficient to cover the payment, regardless of the number times the payment is presented. | |
| Notary Fee | $5.00 for Non-Customer |
| Night Deposit Lock Bag | $20.00 |
| Money Order | $2.00 |
| MasterCard ATM and Debit Card Currency Conversion Fees | Actual Fees Charged |
| *When you use your ATM or Debit Card internationally you may be charged a fee for currency conversion when using your card at an ATM and/or at a merchant at the point of sale | |
| Levies | $50.00 |
| Garnishments | $50.00 |
| Dormant Savings Account | $5.00 per month |
| *An account is considered dormant if for three years: | |
| There have been no deposits or withdrawals to the account | |
| Dormant Checking Account | $5.00 per month |
| *An account is considered dormant if for one year: | |
| There have been no deposits or checks and withdrawals to the account | |
| Deposited Checks Returned Unpaid (each item returned) | $6.00 |
| Debit Card Purchase | No Fee Per Transaction |
| *Frequency Limit | None |
| *Dollar Limit | $1,500 per day |
| Continuous Overdraft Fee | 3.00** |
| **$3.00 Per Business Day After Five Business Days of Continued Overdrafts | |
| *This fee applies to overdrafts created by check, in-person withdrawal, ATM withdrawal, or other electronic means, as applicable. | |
| Check Printing | Fee Depends on Style of Check Ordered |
| Change Debit Card PIN | $1.00 |
| Change ATM Card PIN | $1.00 |
| CeB - Consumer Electronic (Internet) Banking | No Charge |
| Ceb - Consumer Electronic (Internet) Banking - Online Bill Payment | No Charge |
| *Individual transaction dollar limit: | $9,999.99 |
| *Daily aggregate dollar limit: | $20,000.00 |
| CeB - Business Consumer Electronic (Internet) Banking | $5.00 Per Month |
| CeB - Business Consumer Electronic (Internet) Banking - Online Bill Payment | No Charge |
| *Individual transaction dollar limit: | $9,999.99 |
| *Daily aggregate dollar limit: | $20,000.00 |
| Cashier's Check | $4.00 |
| Cash Withdrawal at ATM - Customer | No Fee Per Transaction |
| *Frequency limit | None |
| *Dollar limit | $325.00 per day |
| Cash Withdrawal At ATM - Non customer | $3.00 |
| *Frequency limit | None |
| *Dollar limit | $325.00 |
| Foreign ATM Fee (ATM Service Charge) | $1.00 |
| *This fee is applicable when you use an ATM not owned by us | |
| ATM Operator/Network Fees | Actual Fees Charged |
| *When you use an ATM not owned by us, you may be charged a fee by the ATM operator or any network used (and you may be charged a fee for a balance inquiry even if you do not complete a funds transfer). | |
| Account Research | $45.00 per hour |
| *Charge per copy - | $0.25 per copy |
| Account Balancing Assistance | $25.00 per hour |
| Mobile Banking Check Capture (MBCC) Deposits - per deposited item | No Charge |
| *Check Deposit Limit | $1,000.00 |
| *Daily Deposit Limit | $2,500.00 |