Internet Banking

Security Policy – Safeguarding Your Information

At Gogebic Range Bank, the security of customer information is a priority.  We are strongly committed to the safety and confidentiality of customer records.

The bank has established an Identity Theft Program that is designed to detect, prevent, and mitigate identity theft.  It offers a series of policies and procedures to protect the customer's information against theft and fraud, combined with annual employee training and notification of up-to-date identity theft schemes.  The Bank's Customer Identification Program contains detailed procedures that Bank employees are required to follow.  This program includes specific verification procedures for each branch to guide employees in confirming your identity before establishing a new account or releasing information.   

Under the Fair Credit Reporting Act (FCRA), financial identity theft occurs when an individual uses a consumer's personal information with the intent to commit fraud that results in substantial harm, financial loss, and inconvenience to the victim.  This type of fraudulent activity may include opening deposit accounts with counterfeit checks, establishing credit card accounts or other types of credit facilities, or gaining access to the victim's accounts with the intent of depleting the balances.  

One of the best ways to avoid fraud is to become an aware and educated customer on the various methods of identity theft and things you can do to mitigate this theft.

Various methods of identity theft include:

There are several things you can do to prevent or mitigate identity theft:

Gogebic Range Bank will never send you an email requesting your online banking password or any other personal information.  We may however call to verify other information regarding your online activity, should we see something of concern regarding your login patterns.

If you ever receive a suspicious email representing itself as Gogebic Range Bank or an employee of Gogebic Range Bank, please forward the message in its entirety to info@gogebicrangebank.com.

REMEMBER to immediately report any suspicious activity or if you believe you are a victim of identity theft.